Wednesday, November 25, 2009

Some Interesting Links...Linkfest


Ok so here are some of the interesting links that I've come across in the past few days...

I promise promise promise to get to work on my new blog in the coming weeks, I've just been brainstorming. Thanks for the patience, good things are coming!

Self
8 Tips for making yourself happier in an hour: http://bit.ly/1JeZz3

9 ways to give even when times are tough: http://bit.ly/7da7sB

Finding your true Passions:
http://tinyurl.com/ygerkzs

The world according to American (funny but so true):
http://www.ritholtz.com/blog/2009/11/the-world-according-to-americans/

Biz
Investing with your eyes and ears - Howard Lindzon: http://bit.ly/8zvSRq

War against an invented enemy and financial bust:
http://bit.ly/5DYVyV

Jim Rogers: Legendary investor and one of the people I look up to- interview
http://wallstcheatsheet.com/knowledge/interview-knowledge/exclusive-interview-jim-rogers-on-gold-bubbles-commodites-equities-and-roubini/?p=3528/

Monday, November 2, 2009

My two minute experience with a Homeless Person



So I wanted to share my 2 minute experience from after work this evening. I was coming from a work out, passing through the eaton centre on my way to the subway when a homeless person approached me. I'll be the first to admit that normally when a homeless person approaches me, I usually say sorry and keep walking but it was different this time. This person was a distressed looking female in tattered clothes and looked like she was about to have a serious breakdown. I was on the phone at the time so I told the person to hold on. The homeless person was asking me for money. Normally when this happens I don't give out money in fear that they may use it for drugs, alcohol or cigarettes- everything but food which is what I would want it used for. So she came out and said I need 50 cents. I paused. She is like I don't want to sleep outside and I need to call a shelter, as she pointed to the pay phone. In my head at this point, I'm thinking here is 25 cents you can go make the phone call. At this point she tells me that 25 cents is not enough. She took me over to the pay phone and I put in the money (25 cents) and much to my surprise the phone said credit 25 cents please deposit another 25 cents. The pay phone cost 50 cents!!! She pulled out the sheet of paper with the number to the shelter, and I dialed the numbers as she looked like she couldn't manage. She got in touch with them and at that point I took off. For the record, I'm not writing this because I want to hear what a cool thing I did. Instead I'm simply writing this because it needs to be said!

On my long ride home in the subway, my head was filled with many thoughts. Since when did pay phones start costing 50 cents!?!?! I guess Bell Canada wasn't making enough money when they were charging 25 cents so now they are charging the ludicrous price of 50 cents per call. How in the world is this person supposed to afford a phone call for help or is the expectation that she will never have to call anybody at all?!? Or maybe she is just supposed to call 911 anytime she needs something?!?!? I couldn't help but think to myself underneath this persons dirty clothes is a human being who needs help and is unable to contact the help she needs without begging for it.

This reminded me of the small things we take for granted. Things such as cell phones, family to call during emergencies, or even having spare change in your pocket for that one time you may really need it.

My point is this; something has gone horribly wrong in society and I couldn't help but feel a bit pissed off riding home in the subway. What happened to the society where we took care of people; every individual regardless of their gender, ethnicity or social status!?!? Something has changed, and it seems that this is no longer a priority. My challenge to the government and individuals is this: if you can afford resources such as time, money and people ensuring that big businesses survive the past economic downtown you can certainly afford to start taking care of the individuals in our society again, especially those that seem to need it the most. Positive energy feeds off of itself, and your giving will likely have a lasting impact of the other person/people.

** further note- I'm working on constructing a new blog in which i'll be able to create a better environment... thanks!**

Wednesday, October 21, 2009

My worst date ever...(the story)

http://wordonthestreetto.blogspot.com/

So someone was asking me the other day... "Andrew what was the worst date you've ever been on!?!? " This developed into a long conversation in which she started the normal nonsense of how all men are players and that women are the ones that are always screwed over (err is she bitter much!?!) So I thought I would share my story... to prove that is not the case and I thought you might want some entertainment on a Wednesday night.

So after being in a relationship for a few years... I got my first whiff of "single guy life" last summer ( year and a half ago)...mostly enjoyable. There was one situation that really made me go hmmmm....

I met this girl at a bar one night last summer while I was out with some friends, rather attractive girl at that. We chatted and stuff and she seemed cool, so I got her phone number. We talked a few times on the phone and texted etc and decided that we should meet up for a drink. So we set something up to meet up at a bar....

So we are meeting at 7pm that night outside of the lounge/bar, when my phone goes off and the text says she will be there in 20 minutes that she is running a bit late. So I wait... then i get a text saying OK be there in 5 minutes and then a phone call asking where I am!?!?

I say that I'm outside the bar and that I reserved a table on the patio, see you in a few. So then she arrives at the bar and walks right by me into the entrance. I stop her and say hey" "C", how are you doing", she turns and looks at me like she doesn't know me and then says" oh ya, hey I lost your #, why don't you text it to me so I have it again" At this point i'm like ummmm.... Then she continues " Actually I'm just meeting my cousin on the patio for drinks, i'll talk to you later" and she walks off. At this point i'm totally "confuzzled" and just start taking off. About 60 seconds later my phone rings.... and it is her. She is like "where are you!?!? I'm on the patio and I can't find you". Then I tell her "errrr I'm the guy you just walked by at the front door and i'm like i'm leaving". Then my phone's text goes off " Oh I'm sorry, i've made a terrible mistake I need to leave now".

Haha no kidding!!! So she clearly couldn't keep her guys straight and got guy # 4 and guy # 2 confused to the point that she had no clue who she was supposed to be meeting haaaa.

This happened ages ago so at this point it is just one of those amusing memories worth sharing but geeeeesh if you are going to be a player at least learn how to play the game!!! There must be many stories similar to this one... and of course, noooo I'm not going to share the good ones.


Saturday, October 17, 2009

Dear Balloon Boy & Fam....


Dear Balloon Boy and Family,

I couldn't help but spend my afternoon at work on Thursday tuning into CNN every 5 minutes to see if Falcon had managed to land safely from inside that air Balloon. As sick as this might sound, I think it would have been a far cooler story if Falcon had been in the Balloon landing safe and sound- being the kid that just wanted an adventure. There is a part of me that would have loved to try something as stupid as that when I was a kid too!

But to be honest here is what I really think... I think it is totally disgusting that this seemed like a ploy to get media attention on your family which has already been on the hit show "wife swap" ($hit show opps). Not only did you manage to fool millions and millions of people into being concerned for this kid, but you also managed to tie up all of the important services in Colorado(police force, ambulances). What really bothered me was watching this interview.... "falcon why didn't you come out when we called", "well we did it for the show". http://www.youtube.com/watch?v=p6y6HA65wUg

Why do I have this feeling that the kid is smarter then his Dad (6 year old vs 40ish hmm)!!! And geesh I'm surprised that the forces in Colorado didn't search the house first, rather then turning this into the global spectacle it became. Many examples came into my mind on Thursday... like do we blame Disney for making movies like "up" that make kids want to do stupid things like this??? Obviously I got it wrong at the time but ya that is what I was thinking, yes folks I was totally naive at the time.

I think this is one of the major things that is wrong society these days, we will do just about anything for a buck even if it means deceiving the masses to claim fame and fortune.

Saturday, October 10, 2009

Obama deserved the award!! Why don't they get it yet!?!?


Well it is Saturday night and I am home, I've been sick and recovering all weekend!!! But hey at least I get to catch up blogging.

So a couple days ago Barack Obama got awarded the Nobel Peace Prize, congrats to him. I tuned into some of the news stations however that day, even my facebook and all I could hear was does he really deserve the award!?!?! You bet he does, and I'm a bit tired of the negativity towards the guy who has been in office for about 9 months now.

Why does he deserve it you ask?!? Well in 9 months he has announced/committed that the US will be closing Guantanamo Bay (the place where they send the terrorists), bringing torture in the US to an end, he has also gone as far as announcing that the US troops will be returning home. Besides all of this I've never seen a President in my lifetime, that has allowed everything to be up for debate, there is essentially an open door policy on almost any issue (except the banks, but that is a different issue for a different day). And unlike the President before whose name rhymes with wuss, Prez Obama is willing to allow the lines of communication to remain open with all countries- he is truly diplomatic.

All of these actions lead to a more peaceful world and the decisions have an impact on many people all over the world, correct me if I'm mistaken!!!

The final point I wanted to make is that, Barack represents a new United States. If you remember it wasn't that long ago that slavery was going on in the United States, even now in parts of the southern States there is still much hate. So it was something special nearly a year ago when the United States decided enough was enough; came together as a country to vote someone of colour into office in an effort to correct the 8 years of mess that took place in front of him. This took courage by the people and the president... and marks a major mark in American History. So that alone is worth an award and shows the ability of people to rise to the occasion, when things get shaky.

I could not believe all of the negativity two days ago on TV, in the media etc... they are trying anything possible to bring this guy down. It has almost become comical! Arguments like what has he done? Does he deserve it? They are looking for any reason possible to blame this guy for something. To be blunt it is nice to see a respectable/intelligent person in charge south of the border, rather then someone that belongs on the comedy channel. Anyone who takes office after George Bush deserves an award for cleaning his $hit up domestically and internationally.

When they gave Barack this award, they essentially said this is the guy we like... do you get it yet America?!?! and judging by the media reaction on Thursday, clearly we aren't quite there yet!?!?

Saturday, October 3, 2009

Capitalism: a Love story... thoughts...




So last night I went out to watch the new Michael Moore movie Capitalism: A love story and.... I liked it. I had to digest it over night to know how I really felt about it, but I will share a few of my thoughts.

I think he did a really good job on the film, I went with a couple people from work which was fun. Now here is what I think... the guy is a brilliant FILM-MAKER and I've seen all of his work. The evidence was lacking in this film but I will say this.... everyone was talking after this film about what they just saw and for a filmmaker there can really be no bigger reward. It really makes you think about things going on in society, injustices. He does a really good raising awareness of issues and bringing them to the public forefront like no other filmmaker can.

One thing I didn't agree with at all in the movie, is that he seems to blame all evil on Capitalism. I don't believe this to be the case. Bad people are in the world regardless of if they are trying to capitalize on situations/people or not... it is more the bad apples on this planet making S&% smell worst.

No economic system will work if rewards aren't given to those who produce more, if things are equal between all citizens (socialism), but at the same point restrictions should be put on those that abuse the system(thats really been missing). As far as I'm concerned white collar crime is just as bad as someone getting murdered.... both should be treated just as seriously as the other. Just my thoughts.

Interesting fact from the movie is that pilots are only making 19K some places in the states... I hope I'm never on a plane where the pilot is making less then someone working at Mcdonalds - yikes.

Ok, I'm done. I think I'm going to tackle the backlash against Obama and Healthcare in another post... and yes I'm happy the Brazil got the olympics, kind of makes me want to be around for the beach volleyball down there.

Wednesday, August 26, 2009

Cool Links...

Have been cruising through links and such the last few days... here are a few worth sharing.
http://wordonthestreetto.blogspot.com/

Replay of 1930?!?!?
Econbrowser: Replay of 1930?

34% of workers have 1 week or less in savings right now
http://globaleconomicanalysis.blogspot.com/2009/08/34-percent-of-workers-have-one-week-or.html

Retail feeling the hurt...
Brands Go Overboard to Attract Customers - Fashion Markets News - WWD.com

Five Myths about Health Care around the world.
By T.R. Reid -- Five Myths About Health Care in the Rest of the World

False signs of Recovery???
Boom and burst: Don’t be fooled by false signs of economic recovery. It’s just the lull before the storm | The Big Picture

The 3 key parts of newstories we usually don't get...
The 3 key parts of news stories you usually don’t get at Newsless.org

Best Websites of 2009... really liked this one. Check these sites out.
Full List - 50 Best Websites 2009 - TIME

The mistakes we make and why we make them (investing), applies to other stuff as well.
http://online.wsj.com/article/SB20001424052970204313604574326223160094150.html#mod=todays_us_the_journal_report

Sunday, August 16, 2009

Self Worth, Positivity and State of Mind


http://wordonthestreetto.blogspot.com/

So it is Sunday morning at about 7am and I'm sitting here listening to Coldplay (green eyes)- ya that concert a few weeks ago really kicked some butt. I can't wait to watch Tiger rampage the course in the PGA Championship later today as well. It's been a while since I've written something useful ...so I might as well go for it.

So I was reading a couple self- help books/articles in the past while and found what they had to say really interesting and of course it got me thinking. I actually found myself agreeing with most of it.

So the articles were essentially saying that your place in life (economic/social) is determined by your state of mind and self-worth. A couple examples, if you grew up with less in your life you may believe that is what you actually deserve and sabotage the positive things that you achieve. Thinking subconsciously you don't deserve these things in your life. Happiness, success, wealth!?!? So rather then trying to achieve the life you deserve, you end up sabotaging the positive things in your life or the cool life you already have/or could obtain.

I think it boils down to self- worth/confidence, if we value the person that we are or want to become then we will always strive to be a better person. It means thinking you deserve the best for yourself. And before anyone jumps the gun on that one ... I think the best for yourself is a realistic perception of the things/people/status you want in your life, rather then the crazed glamour & glitz version of life that the media portrays of a successful life on a daily basis. All that is really important is lifelong happiness, whatever that may be for the individual person.

Some people are really good at bringing out the best in themselves/other people and achieving their goals in a short span of time, other people take longer to find out who they really are and what they want. But both roads go to the same destination in the end. I for one belong in that latter group, I've always had multiple talents but could never figure out which direction to lean, even now I'm not fully where I need/want to be yet... but that is Okkkkkay.

Achieving your desires in life I view as more of an evolutionary process rather then a snap my fingers and it will happen now type approach. Lets put it this way, if I was already where I wanted to be... then I would have missed out on all the life lessons I've been taught/or rather that have been thrown in my direction. These lessons from other people/experiences have helped me to become a stronger person with more conviction and belief in my self then I've had at any point in my life, so YES life lessons are a really good thing believe it or not.

Hmmm how does it feel right now? It feels like you really want something, you are pretty sure you can achieve it and think you want to share it with people. But in order to do this, your head needs to be in the right place, you must build yourself into the person that can achieve those things, even if that means sacrificing things that would give you great pleasure at the present moment. I think that everyone feels this at some point.

So yes, I must agree with those articles saying that your self-worth/the way you value yourself, and your state of mind impact what you shall achieve in life or your level of happiness. And yes I still believe that a big aspect of achieving and weeding out those negative aspects in your life can be done by just flat out thinking positively. If you can find the positive in even the worst/most tragic moments in your life, imagine the internal strength you could muster to achieve the things you want the most (socially, financially, emotionally). I spoke about this in detail here and it is worth a read: http://wordonthestreetto.blogspot.com/2009/05/power-of-positivity.html. I'm a big believer that we all have the capacity to think/do/create amazing things, it just comes down to if we decide to fully apply ourselves or not and can create the right physical/mental environment to achieve results.

Sunday, August 9, 2009

Dumbest Thing I've ever done....

http://wordonthestreetto.blogspot.com/

Ok... so was just talking to someone yesterday and I remember the dumbest thing that I've ever done, well at least that I'm going to share. Thought it would be worth the entertainment...Here goes....

So I wake up when I lived in an apartment a while back and I usually have cereal for breakfast. However the night before I had turned the temperature down in the fridge cause I thought that it was warm. This morning however... I opened the fridge and it was extremely cold.

I got the milk out for my cereal and I noticed that the milk had become like a slushy- packed with ice. I was in a complete rush for work so I thought what to do. I was like well I cold put it into the microwave but I figured that wouldn't be such a good idea!

So I decided that what I would do is turn on the stove....the burners (the big one) and turn it to max. I then got a cookie sheet cause i was thinking well how am I going to make my milk thaw in a hurry. I put the cookie sheet on the burner and then got the milk. I didn't take the bag out of the plastic container though- good thing. I put the plastic container on top of the cookie sheet which was on the stove and went back to my computer for 5 minutes. By this point the entire apartment was smoking and I was panicked. I ran to the kitchen to see what the problem was...

Imagine this.... the cookies sheet that was on the burner was smoking up badly. I took the slightly melted milk container off the cookie sheet/burner and I was so panicked that I threw the cookie sheet onto the wood floor (because it was so HOT). Then I went to tend to the melting milk container to realize that the wooden floor was now smoking because the bottom of the cookie sheet was seriously hot and charred with the contents of the stove burner. I ended up creating a large hole in the floor which I had to have repaired.

Lesson learn.... the correct method would have been to just let it sit on the counter and thaw and have it the next morning. But I love doing things the hard way.

Don't try this at home!!!

Friday, July 31, 2009

Beer with Obama- I'm in!!!

http://wordonthestreetto.blogspot.com/

Beer with Team Obama..... I don't think I've ever seen anything like this before in the political realm, at least in the media. Not really sure what to make of it...

So the police officer handcuffs the Harvard Prof and takes him in after he breaks into his own house and proves that he does indeed live there.


Why is Biden there? Doesn't he have anything else to do then drink beer? Is it me or does the Cop look really out of place in this picture?

I wish I could have a beer with Obama. Just saying not really sure what it accomplished but maybe I need to open my eyes wider!?!?! Last I heard they agreed to disagree... thats great.

One last picture .....of Madonna... maybe she is on roids? She has bigger biceps then me!!! OK , maybe it is photoshopped...yes MAYBE.



Wednesday, July 29, 2009

How to Prepare Garbage Stew

http://wordonthestreetto.blogspot.com/


Garbage Stew Instructions:


Add thousands of bags of garbage (diapers, food waste)


You need a bit of humidity and some sun

Don’t forget to include your favourite insects like maggots, flies, and rats




Make sure this Stew is cooked properly on some cement (maybe an ice rink) or even some nice sand will do (one of your neighbourhood beaches will work best).



Oh and one last part – it must sit for about ohhh errr maybe 30 days or so to get the proper mix.

You will know the stew is getting close to ready Add Imagewhen the vulgar smell runs through the streets, and the toxic liquid spills into your favourite neighbourhood parks (ya it will make the site/smell of Lake Ontario seem like a tropical paradise).

This stew is available only in Toronto right now, and is the envy of Racoons and other rodents all over the world. It is one of David Miller’s (mayor of Toronto) specialty dishes. The city is allowing its residents to try this dish for a few more days even though it has been on sale throughout the summer.




Don't be shy, try some...

Tuesday, July 14, 2009

A couple cool links



I've still got lots to say but not enough time...will post soon again.

http://wordonthestreetto.blogspot.com/




Read this ..... thought it was a good article.....

RT @MyLifeROI: The Three Most Influential Lessons From My Childhood - http://tinyurl.com/r6z4ep -


I went to the Toronto Art exhibition on the weekend- loved it. My friend from high school's work kicked butt and then I walked into another area... and was pretty impressed at how good this girls paintings were http://brittanylauren.ca/. Total fav painting this weekend "Gaia Lion" 2nd line of her gallery, something really unique about it... have a look.

Why is swearing good? http://www.scientificamerican.com/article.cfm?id=why-do-we-swear

Wednesday, July 8, 2009

Keeping Fit is Good for the Soul...


http://wordonthestreetto.blogspot.com/

So I haven't mentioned my workouts yet.... I don't know where I would be without them. I work out about 4-5 times a week about an hour each visit.

Is working out all for look and show for me??? Nope not at all, yeah you can improve your physical appearance and everything but it is sooooo much more then that for me.

I've never ever at any point in my life been more relaxed then I am right now and I think working out regularly and keeping fit has helped this. It is such a stress relief after work, a place to clear my head, and it gives me the energy/stamina I need to get stronger mentally. It also makes one feel good about themselves/more confidence. I used to do sports big time competitively but gave it all up..... nope no rematch coming anytime soon haha but didn't think it was possible at one point for me to get back to this spot.

I'm not sure what is in the air recently and if it is my fitness regimen but I'm in one of those mental places where I'm the happiest I've been in ages and feel like I can go after whatever I want .

Speaking of relaxation... have you ever noticed you can seem to accomplish more when you don't pressure yourself/relax and just go with the flow?!?!?!? I'm almost considering taking a yoga class, ALMOST.

I'm thinking at some point this year, I may post before and after pictures.....I'm really happy about it, and I guess that is why I'm in a sharing mood.

Anyways I haven't written in a while due to computer problems..I'm totally going to tear off the head of the City of Toronto/government for the garbage problem when I blog next.

Friday, June 26, 2009

This is a classic Picture of President Ahmadinejad

This popped up this morning and I couldn't help myself but post it....pictures speak a million words or two:)Add Image

I haven't posted in ages.... b/c my computer is being worked on... maybe i'll get it back sometime soon.

Thursday, June 11, 2009

The TTC - The better way???






So after sitting on the delayed TTC Subway this morning…. I thought I’d write about it!!!

I’ve taken the TTC since I was a little kid, and I’ll be honest nothing has really changed except for the constant price increases (thank you Mr. Union). I’m not expecting public transit to be fun, but at least not so many delays and it just STINKS on some of the buses. I rarely ride buses because they are so unpleasant, usually just the subway. The subway for the most part is usually quick and painless.

But has anyone ever wondered why if the population of Toronto is growing why the TTC isn’t??? They haven’t expanded their subway lines with the exception of the Sheppard route… nobody really uses that one. Why not create more lines and convince everyone that the TTC really is the better way. Imagine if there was a subway line that extended east-west on Queen or how about East to West on Eglinton or even north to South in the western part of the city.




Look at the Transit systems in Atlanta, Vancouver… so efficient. Vancouver they don’t need the subway person to sit in their booth all day long because it is a trust system (think about the savings-they might not even have to up rates every few months). Rather every time I pass by a booth late in the evening they are almost asleep on the job and most of them are doing pretty well $$$ (like those GM workers, we all know how that worked out)... what a good deal. Atlanta’s Subway picks you up right at the airport – so you don’t need to sit in gridlock for hours.


And the city goes on about making Toronto a greener place… but the commuter TTC lots all over the city are now charging premium $$$ to use TTC parking and I’m sure that most of those people aren’t using the lots any longer but rather driving downtown since their costs have essentially doubled. So if I’m understanding this correctly the city is actually encouraging people to drive downtown or maybe they just don’t want people downtown to begin with.


and how about those uncomfy bucket seats-love em. That is all for today!!!

Sunday, June 7, 2009

Construction workers hard at work!

What are these guys up to in this picture???

So I'm walking downtown and am looking around.... across from the new Trump Tower. And spotted these construction workers hard at work. I've noticed they only travel in packs and it takes about 10 people to make a decision. The picture I took is actually similar to the one below...


LOVE IT!!
http://wordonthestreetto.blogspot.com/

Wednesday, June 3, 2009

Tiananmen square 20th Anniversary

http://wordonthestreetto.blogspot.com/


So today is the 20th anniversary of the Tiananmen Square massacre. In which the government turned the army against their own people because they were protesting/expressing their opinion in public. Many people were killed.




Something like this really puts things into perspective on how lucky we really are... we have freedom. Yes it has taken a lot of time to finally get to this place but we have freedom to do what we want, say what we want... something we shouldn't take for granted especially in this day and age when our voices/opinion/ thoughts are more important then ever.

Something to think about I guess!

On another note, have you seen Barack in action lately? This guy is just incredible... Nope I hate his economic team but the other things this guy is accomplishing and will continue to do are truly remarkable. I'm really hoping they implement a new health care plan and I have a feeling that they are trying to do it in a hurry before things get uglier down the road and they don't have a social safety net with all the baby boomers aging. Not only that- I'm so impressed that he is trying to clean up the US's tarnished image globally- particularly in the middle east. FYI the Jack Layton was in the US to discuss our health care system. Here is the video of Barack...

"http://www.cnn.com/2009/POLITICS/06/04/egypt.obama.speech/index.html#cnnSTCVideo"


I've always thought that he is the right president at the right time... and the issues that he is dealing with are more global issues then domestic.

Anyways a couple cool links are below...

Seven Things Consumers are still doing: http://blogs.wsj.com/economics/2009/05/15/seven-things-consumers-are-still-doing/

Who really owns the US? The people who hold there debt... here is the list- shocked by #3
http://topforeignstocks.com/2009/05/23/top-ten-creditors-to-the-usa/

A really interesting blog- http://www.getrichslowly.org/blog/about/

Interesting factoid:

Saturday, May 30, 2009

The $500 Billion Man AKA 50 Trillion Cent! Our Government Rocks!


So I've been waiting most of the week to write something about what I'm about to discuss. It just makes me flat out angry at what is happening with governments and companies lying like they are. I'm giving the finance minister approval to wear the Dunce cap. And I'll be honest, I think I'd feel more comfortable with my very intelligent little niece in charge, after all she is able to count numbers and knows when things go missing- she is a very mature little girl. But not our government, counting numbers and projections is clearly too difficult.

Oh ya, since the game starts in a couple hours gooo Cavs!!! Hope they pull it off and take it to a game 7.

So this past week, all the headlines were that Canada will now be an estimated 500 Billion in deficit in the coming years. Does this make me upset? Somewhat. But what really does it to me is the constant lying that is going on. Last fall Jim Flaherty the finance minister was actually saying that the books are balanced and "I can assure you that we remain on track for a balanced budget this fiscal year with a modest surplus by the end of the fiscal year". All last year him and Harper were Harping (excuse the pun) about how Canada would be the first to come out of this recession and that there would be surpluses in the years ahead. Well now they are saying an estimated $500 Billion deficit in the years to come.

Now why would he say there was a surplus last year... oh yeah there was an election. So they need to lie to make sure that people are ignorant enough to vote for them. And I can hear the populace say that it is politics, it is poor politics and it is a disgrace.

And you are saying, Andrew why do I care? I can almost guarantee that at some point in the future they are going to be raising taxes on the already overtaxed Canadian population. Not only that, but these politicians have nobody's best interests in mind but their own and it is wrecking society whether you see what is happening or not. How do you solve a debt/credit problem??? Our government and that in the US do it by borrowing more credit/debt essentially using credit from the credit card to pay for the credit card. Once again, there are those in grade 6 that would say not such a great idea, but to each their own.

And what about the promise that Canada is coming out of the recession first??? Someone explain how this will be the case if the US is our biggest trading partner by far. And I understand that Canada has now taken a stake (own shares) in General Motors of Canada, what a horrible investment. So you are once again throwing good money at bad, investing is bad businesses now that will make things worst later. Please see my write up on what I think of GM by clicking here. And I can hear someone about to save but Andrew they are saving jobs. Yes, but what happens in a few years when once again things get worse because General Motors doesn't know how to run a business?? Lets face it, they can't compete with Toyota, VW because they don't make cars that people want and their business isn't doing well. So why does the government seek to keep them in business and save jobs today and cause Armageddon tomorrow?

But that is the way of our society isn't it.... it seems to be more about making sure things are working well for next week rather then worrying about the future. As long as I can make lots of money next week/month then lets deal with next year when it comes, until an accident happens of course.

I'm positive on the people in North America in general, you can feel the positive energy just reading my facebook, various other blogs and the general sentiment on the street. People have such a way of uniting when terrible things happen. I'm negative as heck about the government, bailouts, and businesses that are lying and seeking only self gratification.

To close out... in one of my other posts click here. I discussed why I am worried about the future in general, I said I don't know if it is going to be one year or three years but I think things get worst. So far I'm noticing that we are seeing rising prices ( gas is already over a $$), and remember that there are many people unemployed. And the one thing that is missing to solving this big mess.... THE CONSUMER. That is what runs the economy in North America, people need to spend and they aren't.

So while the media and such continue to spin all is well and the worst is past, I continue to see caution ahead. The governments proclaim the worst is past, real estate companies say that this is the best time to buy. What is the rush? where are we going? But does anyone really trust these people anymore or really care what they have to say? I certainly don't.

Will things get a lot better at some point? Certainly... and I REALLY HOPE THEY DO. But the measure that the government is taking will only make things worst and they are not out to help you are I and that is my big problem here.

Glad I let that out, now off to watch the game!

Monday, May 25, 2009

Really Freaky Nightmare...



Ok here we go with another random topic....

So I'm used to having dreams, I have them all the time. Normally I'm flying in my dreams.... probably due to the fact that I watch far too much Heroes and Smallville, I'm a huge superheroe fan.

Anyways about a month ago... I'm sleeping or I think I am sideways on my bed and sideways on the pillow, and my hand is stretched out to the side of the bed. Anyways, I almost felt like I was drunk or that the entire world was blurry to me. My eyes are kind of open at this point and I see this dark character staring at me at the side of my bed, but I can't make out the character because all I can see is blurry and black. It was something scary and I don't remember the rest. I will admit this nightmare scared me the most of any nightmare I have ever had. Then I woke up, in the exact same position that I was in during my nightmare- for about 3 weeks I was looking around corners, and "concerned" about dark areas.

Now here is where it gets interesting, I'm on the golf course with my older brother 2 days after it happened and he had a nightmare the night after me. Saying he was being chased or something by some dark character that he couldn't make out. And he was freaked out. NOPE I didn't say a word about my dream before he said it, I kept quiet just to make sure.

Anyways thought I would share... it freaked me out. Speaking of horror, I can't wait to see the movie 'Drag me to Hell' at the end of the month. I should sleep really well after that one:)

What do you think about my nightmare???? Coincidence or was it a message?

Saturday, May 23, 2009

Saturday early eve giggles...

Having a super/busy weekend thus far but thought I would share this picture before I head out again...a friend passed it along earlier this week.

Amusing!

Friday, May 22, 2009

The Small Things Still Matter...


Fall seven times, stand up eight. ~Japanese proverb
http://wordonthestreetto.blogspot.com/

For the past year and a half we have been batted over the head with doom and gloom and even the most positive people have become negative/critical at times (including myself-look at my blog posts) Rather then look at all of the bad things that have happened to yourself or other people, it would be more beneficial to try to see the good in people and the things around you. Most people are actually well intentioned, although they may do really stupid things… people generally mean well. I’ve put a lot of thought into this lately. There will always be those that try to bring us down and make things lousy within society but I’d say most people want to see the next person do well.

We are lucky to live in a society where we can do what we want and speak freely, not everyone enjoys these same values. At the end of the day it is our own decisions that determine our route in life and the best part of this is that we can always change/make new decisions about the things in our lives daily. Meaning that every day we live, we start with a fresh slate and if we didn’t like the decisions we made the day/week/month/year before we may not be able to reverse that decision but we can make new decisions and steer down a different path. Oh ya, and more good stuff… the mistakes we make we can learn from and make better decisions next time around.

Ultimately we are in control of our destiny- REGARDLESS of the external factors around us. We can’t control what the economy does, or what other people think or do to us, or whether or not we are going to be layed off tomorrow. We can however control what we do, how we think and that in itself can be a very powerful thing.

While we may not be the most important people in the world, we have as much ability to have a positive impact on those around us as the next. The small things that we do are the things that make people smile and appreciate us the most. While these things may not mean a great deal to us individually, they may mean the world to someone else… whether it be acting goofy just to make my niece laugh or a kind gesture to a stranger on the Subway- these are some of the things that really count to other people and make us stronger people.


Anyways, something to think about…

Wednesday, May 20, 2009

My trip to the Bay- yes that is Hudson's Bay.


So I thought I would throw in a brief mention about a trip I made to the Bay a few weeks ago, actually I've made quite a few trips in the past two months. The Bay is a really special place you see....

I had been looking for a pair of shoes- in particular they are Geox. They were full price everywhere I looked Feetfirst and Geox. So I said hey, you know what I'm going to go into the Bay... and besides that the shoes I wanted were advertised for 25% off at the Bay, so it said in the flyer I received. So I walked, no ran to the Bay one day after work getting really excited...I got there, looked around and picked up my pair of shoes. The sign said better then advertised 40% off, sure beats the 25% I was expecting. Then I looked around..hmm nobody there. I looked and walked around the shoe department for ohh about 10 minutes (the union workeds must have been on break). Then all the Sudden someone walked behind the counter marked "customer service". So I walk up and I'm like " I'd like to try a size 12 of these". He is like oh sorry sir thats not my department". I'm like "do you not work in the shoe department????". He replies " I do, but thats not my area." He then points someone out to me and said she him. At that point I was getting annoyed- I had been in there for 10-12 minutes with the shoe in my hand without the right size to try on.

So I saw the clerk, the other person asked me to speak to. I walk up and I'm like "I'd like a size 12 of these please". He says ok, give me 2 minutes. I sit down this time and wait. About 5 minutes goes by... and I am ticked off. I ask "are you getting the shoes still?". He says "actually someone else is, we keep the inventory on a different floor so it may be a few minutes". So I huff and puff and waited another 5 minutes and the shoes finally arrived. But the lady who went to pick up the shoes said ..."sorry we don't have a size 12, but I brought down a 10.5".

I swear to go I was going to scream......... all they had to do was bring me the shoes in my size and I would have purchased them-instead I received the runaround, bad customer service and was told that they didn't have my size. But Andrew this is a one off situation...oh no! I have no clue how the Bay is still in Business- who can afford to give customers discounts on anything but more then advertise.

I solved the problem by going to Feetfirst and paying full price and they practically ran to the back to get them. BOOM that's a sale.

I know I'm not the only one that has issues like this and is wondering how is the Bay still alive... probably not maybe the only one to vent them during my lunch hour though.
http://wordonthestreetto.blogspot.com/

Monday, May 18, 2009

The Dynamic of Relationships has really Changed

So I was randomly thinking this long weekend.... have things changed that much in society and in particular in regards to relationships. I've been looking around at the way people communicate and deal with relationships and believe me I'm no expert on this, just have been making general observations. Lets put it this way I'm a 29 year old bachelor....

My parents on the other hand.... by the time they were my age had a house (that they could buy at an affordable price, peanuts compared to now), had two kids (I wasn't on the planet quite yet), and they met at a street parade - Caribana. Now here is where it starts getting interesting... they didn't have cell phones, the Internet, email or the insane expectations that we have of ourselves today.

I've been finding that all of this technology/modern thinking has really changed the scope of relationships. Think about this, it is so easy to blow people off by text, messaging, email there is really no need for person to person communication. And some of the time it is possible that you misinterpret what the other person is saying b/c you don't know the tone or context they are texting/emailing it, so you get annoyed and just blow that person off anyways. It is almost like eliminating the emotion out of all of your communication- you surely don't need to meet to break up any longer.

And how about online dating you say??? Well you or the other person could be married, in a relationship, dating 20 people or be hiding several different things that would normally be deal breakers. and that is just the good stuff.

and then we get to the superficiality of it.... Thanks to a 20 year economic boom ... we have become accustomed to thinking we are entitled to everything. And the frame of mind is that I'm entitled to "this" and I don't need to give anything or put any effort out to get it. Regular dates have become high pressure/expectation situations. I don't know the stats but I wonder how much higher the divorce rate is now then it was in those times, it's sad.

Don't get me wrong here, I really believe there are good people out there but this ballgame has changed. Don't bring a sword to a machine gun fight. There are many people that are happy out there, and they are definitely lucky. There are many people out there that won't settle until they find happiness and then there are those that need to need to make sure they DON'T BRING CRAZY TO THE ASYLUM.

There is like some hidden code where nobody mentions this kind of stuff in public, but apparently I grew a set during the winter.

I must say the best part of being a bachelor... is being able to write about this kind of stuff and not caring what anyone thinks about it. Have a great week! http://wordonthestreetto.blogspot.com/

Wednesday, May 13, 2009

The Power of Positivity



The Power of Positivity




So I’m not going to lie 2008 was not the best year for me, on many different levels. I’m not going to go into specifics but I will just say that I learned some of the most important life lessons I have in perhaps my lifetime. I guess I’ll talk about a few of those – and I think the reason I’m posting this is because these lessons can be used on many different levels; socially, financially, workwise. These are some of the steps I have taken to make myself a stronger person, and believe it or not they are working.


1. Only surround yourself with positive people. Seems pretty obvious but you would really be surprised at the people that are in your life that don’t support or believe in you. These types of people only breed rays of negativity and never really have your best interests at heart. You will not know what it is to achieve until you surround yourself with positive people, maybe someone you admire, someone fun, someone smart. If you have negative people around you remove them, before they cause you to doubt yourself or hold you back from what you can truly attain.




2. Don’t stop learning. The minute you feel as though you are too good at whatever you are doing (maybe even too big for something) you subject yourself to complacency. Complacency is a way to stunt your growth- to me it essentially means that you are settling and content with your position in life. Once you settle, then you automatically fall back…. You don’t try to achieve more and as a result are more susceptible to failure. Think about this for a minute – how many famous people have gone broke….. why? Bad planning perhaps? Complacency- they thought the $$$ would always role in so they stopped working as hard. Keep working hard, don’t forget your goals and always try to learn more.

3. Mind, body and soul. I didn’t realize they actually had books and classes about this… but I thought to myself to be the best person I can be I need to focus on three separate criteria that embody all of your elements. Mind- we have covered this in #2- don’t stop learning, think positively. Body- Oddly enough there is something about working out, keeping in shape and staying active that allows you to look and feel better. Personally I find that when I work out regularly, I get some of my best ideas. Not only that but I feel refreshed, and am able to think freely. When you are stressed and not active, you make mental mistakes, bad decisions b/c your body cannot handle this type of climate. Remember you have to be in your body for a lifetime so don’t abuse it! Soul- this is a really important one. We all grew up in diverse environments and have different values then the next person. Don’t ever forget who are you are and what made you that way. It is also ok to be different, and don’t think that just because people don’t like you, don’t agree, or are flat out jealous of you that you should change for everyone. You are fine the way you are and it is important to stay true to yourself.

4. Trust yourself!

5. Don’t stop dreaming or creating. Regardless of how bad things have been and how much negativity is throwN your way. NEVER GIVE UP YOUR DREAMS. If you want something bad enough it can be achieved with hard work and a little luck. There will be many obstacles, one way streets, roadblocks and stop signs but never lose sight of what you ultimately want to achieve. There will be people who doubt you, or people who just don’t understand, those are the people that could never do what you are capable of – ignore. Also recognize that there are different stages of progression in life, some people mature slower then others.

6. Always do your own homework and be analytical. This one will perplex people, I have a huge problem with trust. I’m now really careful about who I trust, because I realize that when I pass along that power there is the possibility that I must be disappointed. But I think my point is that you should always be analytical because people by nature have their best interests at heart (look at the media- they lie to people most days playing on peoples emotions yet not really caring who they hurt). Read behind the lines.

7. Trust your instincts. I’m a strong believer in intuition. Usually when my mind tells me something I tend to listen. Not sure why it works like this but it just seems to and I trust it. 8. Discover your passions and go after them.

8. Discover your passions and go after them. I’ve found that only a few things give me pleasure beyond belief. I grew up being really athletic and played baseball basketball and track and instruments (piano and violin). I hardly do those things now, but golfing has become a bit of a passion. I enjoy it… perhaps because I’m not really good at it and I’m always looking for ways to improve- it is a challenge. I’m also passionate about the markets, and the arts. While I don’t do the type of stuff at work, that makes me go gaga I spend most of my free time following, reading and learning about the markets. I also love the arts, I did acting for a while and would love to get into it again one day- perhaps more creating then doing. I’ve got a lot to say and I feel that it is time to start voicing some of this stuff.

9. Get involved. This world is a big place and it is full of opportunity. This is one that I’m definitely still working on. I’m still working on getting involved and sharing my interests, knowledge with other people.

10. DON’T GIVE UP EVER! Enough said.

Tuesday, May 12, 2009

This isn't Monopoly money...stop the presses




Someone forgot to tell the world bankers that the money that they have been relentlessly printing for months on end, isn't monopoly money. Between the US, China and Canada I would say that we must easily be into the Trillion dollar figures in terms of bailouts now. This is scary.

The funny part is that the normal person thinks that the governments are doing the best thing for the economy, I disagree with this notion. They are spending billions of dollars to bail out companies like Citigroup, GM, Ford, Bank of America.....and many more. So essentially these the government is handing these companies money in order for them to reconstruct their business. How are they accomplishing this you ask? Taxpayer money. My main issue with this is that these companies failed because they had poor business models/bad management and instead of letting them go bankrupt the government is saying here is some taxpayer money try to fix it. But these same people are going to make the same errors down the road and likely make the problem worst. Cynical opinion, yes very but at least it is realistic. So here bad company, here is some money so you can blow it and we can press rewind and play in a few years!!!


The government is fleecing people... and people have been put to sleep- sing me a lullaby please. The fundamentals are improving (positive yes) but they are doing it strictly due to government intervention... this is not good. Markets/the economy don't bottom when government want them to.... they bottom when supply/demand is at an equilibrium point. If the economy was truly at a bottom I would expect to see it improve on its on accord rather then here is a trillion dollars now fix it.

The problem I see down the road... is inflation and nobody will say it or admit it of course. But when there are this many dollars floating around, it is a recipe for disaster. The government will have to start hiking rates later this year without a doubt. Does anyone Remember the 1980's? When the government had to hike mortgage rates throught the roof. I've read about it, and I spoke to my dad who said he was paying 18% on his mortgage. The price of goods went up as well. I see this happening in the future. Where the price of food rips higher, the price of everyday goods becomes so expensive that it becomes a burden on the average person.

Anyways maybe tomorrow I will talk about some positive stuff- actually I will for sure. Don't get me wrong I am happy to see the economy "recover", but history has shown that when the government does what it is doing right now it does not work out very well. In the meantime... someone please hit the button for the printing presses.

Monday, May 11, 2009

Thinking about the future keeps me up at night....



So the markets have just been rampaging lately.... and maybe i'm just a big worrywort but I've got to be honest, I don't think we are there yet. I don't think that this was "the bottom" and I'm not sure if it comes later this year or in a couple years but I have a really bad feeling about things. Let me explain my thoughts really simplistically

You need to ask yourself several questions... How many businesses have gone out of business/bankrupt? I say NOT MANY. So you are telling me that with all of this carnage and hoopla in the media there are that many companies with ugly balance sheets barely surviving? I thought a recession was supposed to filter out the weak companies, and have the strong companies replace these. That is not happening yet....

While this recession has hurt many people, have their spending habits changed that much....I'm not so sure about this either. I was reading that something like 85% of people surveyed believed that this would only be a mild recession. That worries me. People for the time being seem to be more concerned about missing out rather then protecting themselves- that isn't a wall of worry at all. It is a recipe for disaster...

Then there is the Slope of Hope... and I really like Obama. I took the day off just to watch inauguration and I live in Canada. But how can his popularity be at 70%..... I'll tell you how! People are looking for a saviour to come and rescue them from all of their problems, and Barack is the one that they chose. I think that people really believe that he can fix everything.... I don't think he can. I think he will be able to do some wonderful things socially for the US but I don't think he will be able to turn the economy into a sustained new bull market. Why do you ask? The market has been in a relentless bull market uptrend for the past 20 years or so....look at this chart... of the S&P for the last 80 years. Something has really changed here....or is JUST STARTING TOO.

In a few years I honestly wouldn't be surprised to see the S&P at 400 ish. Nobody believes that can happen.....and that is what scares me. Wealth and Prosperity has almost become like entitlement in North America. People believe they are entitled to it, and they expect the government to deliver it.

Imagine what would happen if Barack managed to make people believe there was a recovery coming (and at some point there will be one, just not sustained I don't think) and it actually
became worst. I think there would be civil unrest on a large scale... if you look at other instances in history this has been the case. And human behaviour I have learned doesn't not change.

Like I said maybe I'm just worrying too much..... but I don't think stocks are cheap and I certainly don't think real estate is cheap (remember I'm in Canada). And I don't hear people saying that they never want to buy another stock again. Thus I think True Capitulation in in the future......... maybe 6 months, 1 year, 2 years, who knows. In the meantime there will be lots of opportunity but use caution...

Saturday, May 9, 2009

Psychology/emotions in the market



So I'm reading this great book "Inside the investors Brain" by Richard L Peterson... and it discussed a lot of what has been happening for the past year in the markets. By that I am speaking about emotions and psychology towards the markets. Peoples emotions are really swinging the pendulum known as stock prices well beyond rationality- on the way down and on the way up. It is herd like behaviour.

I remember my ex-gf asked me to help her with a project Her finance teacher said that markets are rational, she disagreed and wrote a paper. She submitted a paper saying that they were irrational and supported it, she got an OK grade but her teacher grilled her. The point here is that markets are anything but rational, they are run on a constanst cycle of fear and greed. Two months ago nobody wanted to buy an equity b/c the world was ending, today nobody wants to be left behind and the markets are now up about 40%ish in a straight line.

I suspect that at some we will see fear again as people are now becoming complacent. Trading in these environments is very difficult I find b/c prices go far beyond what you expect in both directions. Support and resistance become irrelevant.

Above is the a chart of the VIX.... we were at 90 two months ago and we are at 30 today. Fear has decreased insanely in two months-I'm thinking we get some mean reversion at some point which means lower prices. Books that discuss psychology, sentiment and emotion are very worth reading.... the other that is good is Manias, Panics and Crashes.

Sunday, May 3, 2009

Government Motors/GM - Verdict = The government/big business think that we’re stupid.




















Verdict = The government/big business think we’re stupid.

For the past several months I’ve pretty much sat in disbelief at some of the stuff the government/ big business have been doing. It is like they think that we are clueless. What they are doing is pretty much thievery at worst and corrupt at best. In the lastest round of nonsense, I heard that the government of Ontario is taking a 2% stake in Chrysler. I reread it cause I thought they only did this stupidness in the US. Nope I got it correct, the government is now in the business of owning/running businesses. They can hardly run the province efficiently and here they go trying to help.

Why am I so opposed to this you ask???? Chrysler and GM have a long history of LOSING MONEY. They have not be profitable in years and years. Why aren’t they profitable? Because they aren’t very good at running their businesses and no offence to anyone that owes one of these puppies…. They aren’t the most attractive cars in the world. All the cars seem to all look like a box. Volkswagen, Honda, Toyota won’t go out of business/ or bankrupt because they make products that are in demand within society. GM/Chrysler are not in touch with the times and as a result nobody (not many) wants to buy their vehicles.

Lastly what will the government bailouts/investments do for these companies….It will buy them time, oh ya and it will save those jobs. I turned on the TV this AM and the CEO of Chrysler was squawking about how if their company went out of bizness then 38000K jobs would be at risk. So essentially the government is providing these companies money to stay open/preserve jobs. So are they betting that in 5 years GM/Chrysler will start making products people want/ and start making money? Cause this just seems like a BAD INVESTMENT. And the people of our generation are being fleeced- this makes me quite upset.

I was reading that 90% of people think this is a mild recession. Newsflash the way we are going we will have to deal with a worst situation in 2,3,4 years because companies like GM/Chrysler will be having even worst problems. This is a temporary bandaid and not a fix and it will only serve to make things worst down the road.

My solution??? Let the bad companies fail and let the good companies replace those… that is the way an efficient/growing economy works. Will it be painful??? Yes it will but it will provide the basis for a strong recovery. The route we are going now will provide a slight recovery but in a few years I have a feeling that todays problems will look like child’s play. I hope I’m wrong!!!!